What excess do I pay?

Each policy has a £100 compulsory excess that you must pay in the event of a claim. Any additional excesses are shown on your schedule. These may apply for:

•  Young drivers
•  Some kinds of vehicle
•  Modifications
•  Protected no-claims discounts

If you've also chosen a voluntary excess, this will apply on top of any compulsory excess. You'll find details on your policy schedule. 

If you and another person are involved in an accident that's not your fault and you have our optional Motor Legal Protection policy, you may be able to claim back your excess from the other driver's insurer.